Frequently Asked Questions

Simply click "Get Started" or "Start Now" to access the platform. You can begin with our free plan that allows analysis of up to 3 properties with basic features.

Estara-AI requires comprehensive investment parameters including:

• Budget & Strategy: Opening investment, annual budget, investment objective, risk tolerance
• Property Parameters: Initial cost, rental rate, appreciation rate, land percentage
• Financing Parameters: Interest rate, loan-to-value ratio, loan term, closing costs
• Operating Parameters: Vacancy rate, management rate, maintenance rate, insurance, tax rate
• Location Data: City, state, zip code, property type (single family, multi-family, condo, townhome)
• Advanced Settings: Auto-sale strategies, cash reserve percentage, inflation rates

The AI system can automatically optimize many of these parameters based on market data and location analysis.

Estara-AI uses advanced machine learning algorithms with real-time data from multiple sources including Census Bureau, FRED API, and property databases. The system provides confidence scoring for all predictions and continuously improves accuracy through data validation.

Yes! Estara-AI provides comprehensive side-by-side comparison of self-financed vs bank-financed strategies, showing detailed year-by-year breakdowns, net worth progression, cash flow analysis, and financial statements for each approach.

Estara-AI offers multiple analysis tools:

• Strategy Overview: Comprehensive comparison table with key metrics
• Cash Flow Analysis: Detailed cash flow projections and analysis
• ROI Analysis: Return on investment calculations and comparisons
• Break-Even Analysis: Break-even point calculations and analysis
• Sensitivity Analysis: Test how parameter changes affect outcomes

Our AI system provides:

• Real-Time Data Collection: Census Bureau API, FRED API, property databases, school district APIs
• Location Analysis: Comprehensive market data including property metrics, rental data, school ratings, economic indicators
• AI-Powered Predictions: Interest rate forecasts, appreciation forecasts, rental growth forecasts with confidence scoring
• Opportunity Scoring: 0-100 composite score based on cash flow, appreciation, market velocity, school quality, and risk level
• Property Recommendations: AI-suggested investment opportunities with detailed reasoning and market analysis

The free plan includes up to 3 properties, basic analysis, community support, and mobile access.

The Premium plan includes unlimited properties, advanced AI analysis, portfolio optimization, priority support, and export reports.

Yes! You can start with our free plan or try the Premium plan with a free trial to experience all advanced features.

Yes, we use enterprise-grade security measures to protect your data and ensure privacy. All data is encrypted in transit and at rest, and we are GDPR and CCPA compliant.

Estara-AI works on all modern browsers including Chrome, Firefox, Safari, and Edge. We also provide full mobile support for iOS and Android devices.

Yes, an internet connection is required for real-time data and analysis. Our platform relies on live market data and AI processing that requires connectivity.

Self-Financed Strategy: Using personal funds without bank loans. Advantages include no debt service, full equity ownership, and simpler cash flow. Considerations include higher initial capital requirement and opportunity cost of capital.

Bank-Financed Strategy: Using bank loans (mortgages) to finance property purchases. Advantages include leverage, lower initial capital requirement, and potential tax benefits. Considerations include debt service payments and interest rate risk.

ROI (Return on Investment) is the percentage return on an investment relative to its cost. It's calculated as (Net Profit / Investment Cost) × 100. Estara-AI automatically calculates ROI for different scenarios and time periods.

Cash flow analysis examines the money coming in and going out of your investment. It includes:

• Gross Rental Income: Total rental income before expenses
• Operating Expenses: Property management, maintenance, insurance, taxes
• Net Cash Flow: Income minus expenses
• Cash-on-Cash Return: Annual cash flow divided by initial investment